Pennsylvania Paycheck Calculator

Pennsylvania withholds a flat 3.07% of wages with no allowances or standard deduction — one of the simplest state formulas in the country. Employees also pay a small unemployment compensation contribution (0.07% of wages, uncapped). What Pennsylvania paychecks don't show here: local earned income tax, which applies in the large majority of the state's roughly 2,500 municipalities and school districts (including Philadelphia's wage tax) at rates that vary by jurisdiction.

Pay type

Annual salary

Pay frequency

State

Federal filing status (W-4 Step 1)

Multiple jobs or spouse works (W-4 Step 2 checkbox)Check if you hold more than one job or file jointly and your spouse also works.

W-4 Steps 3–4: dependents, other income, deductions

Dependents credit (Step 3, annual)

$2,000 per qualifying child under 17.

Other income (Step 4a, annual)

Deductions beyond standard (Step 4b, annual)

Extra withholding (Step 4c, per paycheck)

Benefits & deductions (per paycheck)

Traditional 401(k)

HSA contribution

Health FSA

Health insurance premiums

Post-tax deductions

Roth 401(k), garnishments, and other after-tax amounts.

Estimated take-home pay

$2,278per biweekly paycheck

$59,237 per year · 21.0% effective tax rate

Paycheck breakdown per pay period
Gross pay	$2,884.62
Federal income tax	−$295.00
Social Security	−$178.85
Medicare	−$41.83
Pennsylvania state income tax	−$88.56
PA Unemployment Compensation (employee share)	−$2.02
Take-home pay	$2,278.36

Pennsylvania withholds a flat 3.07% of wages, with no allowances or standard deduction. Employees also pay a small unemployment compensation contribution. Local earned income tax (over 2,000 PA municipalities, including Philadelphia's wage tax) is not included — see the state page for details.
Local earned income tax (EIT), including Philadelphia's wage tax, is not included — rates vary by municipality.

How Pennsylvania taxes your paycheck in 2026

State income tax: Flat 3.07%, no allowances
Employee UC (2026): 0.07% of all wages, no cap
Local earned income tax: Varies by municipality — not included

Pennsylvania paycheck FAQs

Why is Pennsylvania's state tax so simple to calculate?

Pennsylvania applies one flat rate — 3.07% — to all wages with no brackets, allowances, or standard deduction. It's one of the few states where withholding is a single multiplication.

What is the Pennsylvania unemployment compensation deduction on my pay stub?

Pennsylvania is one of a small number of states where employees, not just employers, contribute to unemployment insurance. The 2026 employee rate is 0.07% of all wages, with no wage cap.

Does this calculator include Philadelphia's wage tax?

Not yet. Pennsylvania has local earned income tax in most municipalities and school districts — Philadelphia's wage tax is the best known, but rates and rules differ by jurisdiction across the state. We show state-level tax only and flag local tax as not included so you aren't misled into thinking your paycheck is complete.

Tax data verified 2026-07-20 against the official source. See our methodology.