Hawaii Paycheck Calculator

Hawaii withholds state income tax through seven brackets, from 1.40% up to 7.90%, on annualized wages after subtracting $1,144 per Form HW-4 allowance claimed plus a flat $4,350/year extra withholding allowance that every employee receives regardless of allowances. Hawaii employees also fund Temporary Disability Insurance (TDI) — up to 0.5% of wages, capped at $7.50/week — through their employer's insurance plan.

Pay type

Annual salary

Pay frequency

State

Federal filing status (W-4 Step 1)

Multiple jobs or spouse works (W-4 Step 2 checkbox)Check if you hold more than one job or file jointly and your spouse also works.

Form HW-4 allowances

W-4 Steps 3–4: dependents, other income, deductions

Dependents credit (Step 3, annual)

$2,000 per qualifying child under 17.

Other income (Step 4a, annual)

Deductions beyond standard (Step 4b, annual)

Extra withholding (Step 4c, per paycheck)

Benefits & deductions (per paycheck)

Your age

Only used to check 401(k)/HSA catch-up contribution limits — optional.

Traditional 401(k)

HSA contribution

HSA coverage type

Family coverage has a higher IRS contribution limit.

Health FSA

Health insurance premiums

Post-tax deductions

Roth 401(k), garnishments, and other after-tax amounts.

Estimated take-home pay

$2,191per biweekly paycheck

$56,957 per year ·

Take-home 75.9%Federal 10.2%FICA 7.7%State 6.2%

In a no-income-tax state like Texas, the same pay would take home about $4,635 more per year.

Hawaii withholds using a 7-bracket percentage-method schedule (1.40% to 7.90%) on annualized wages, after subtracting $1,144/yr per Form HW-4 withholding allowance plus a flat $4,350/yr withholding allowance amount that applies regardless of allowances claimed. Head of household uses the same schedule as single filers. Hawaii employees also fund Temporary Disability Insurance (TDI, administered by the Dept. of Labor & Industrial Relations) up to 0.5% of wages capped at $7.50/week -- the actual amount an employer withholds can be lower depending on the employer's TDI plan.
The TDI amount shown is the statutory maximum (0.5% of wages, capped at $7.50/week); your employer's actual TDI deduction may be lower depending on their insurance plan.

How Hawaii taxes your paycheck in 2026

State income tax: 1.40% – 7.90%, 7 brackets
HW-4 allowance (2026): $1,144/year each, plus a flat $4,350/year for everyone
TDI (statutory max): 0.5% of wages, capped at $7.50/week

2026 Hawaii withholding rate schedule (single, annual)

Rendered from the same data file the calculator computes with.

Taxable income	Rate
$0 – $9,600	1.4%
$9,600 – $14,400	3.2%
$14,400 – $19,200	5.5%
$19,200 – $24,000	6.4%
$24,000 – $36,000	6.8%
$36,000 – $48,000	7.2%
$48,000 – $125,000	7.6%
Over $125,000	7.9%

Hawaii paycheck FAQs

Does everyone get Hawaii's extra withholding allowance, even with zero HW-4 allowances?

Yes — Hawaii's formula adds a flat $4,350/year 'extra withholding allowance amount' on top of whatever you claim on Form HW-4, so even an employee claiming zero allowances still shelters that amount from state withholding.

What is Hawaii TDI?

Temporary Disability Insurance, a wage-replacement benefit funded partly by employees. Employers may withhold up to 0.5% of wages toward the premium, capped at $7.50/week — the actual amount can be lower depending on the employer's insurance plan.

Does head of household get a separate Hawaii tax table?

No — Hawaii's 'single' bracket schedule explicitly covers unmarried heads of household too; only married filers use a different table.

Tax data verified 2026-07-21 against the official source. See our methodology.