Georgia Paycheck Calculator

Georgia withholds a flat 4.99% of wages in 2026 (down from 5.19%, effective May 11, 2026 under HB 463), after a standard deduction and a $5,000-per-dependent allowance set on Form G-4. The standard deduction depends on your G-4 marital-status letter: $15,000 for single, head of household, or married filing separately/jointly-both-working, or $30,000 for married filing jointly with one spouse working — a real quirk where the same 'married' status can get a different deduction depending on whether both spouses have income. Georgia has no state disability insurance, no paid family leave payroll tax, no employee-side unemployment contribution, and no local or city income tax anywhere in the state.

Pay type

Annual salary

Pay frequency

State

Federal filing status (W-4 Step 1)

Multiple jobs or spouse works (W-4 Step 2 checkbox)Check if you hold more than one job or file jointly and your spouse also works.

Form G-4 marital status

B and C get different standard deductions even though both are 'married' — a real G-4 quirk.

Dependents

W-4 Steps 3–4: dependents, other income, deductions

Dependents credit (Step 3, annual)

$2,000 per qualifying child under 17.

Other income (Step 4a, annual)

Deductions beyond standard (Step 4b, annual)

Extra withholding (Step 4c, per paycheck)

Benefits & deductions (per paycheck)

Your age

Only used to check 401(k)/HSA catch-up contribution limits — optional.

Traditional 401(k)

HSA contribution

HSA coverage type

Family coverage has a higher IRS contribution limit.

Health FSA

Health insurance premiums

Post-tax deductions

Roth 401(k), garnishments, and other after-tax amounts.

Estimated take-home pay

$2,254per biweekly paycheck

$58,599 per year ·

Take-home 78.1%Federal 10.2%FICA 7.7%State 4.0%

In a no-income-tax state like Texas, the same pay would take home about $2,994 more per year.

Georgia withholds a flat 4.99% (HB 463, effective for tax year 2026 — the guide's 5.19%-until-May-11 language is a mid-year transition note for employers catching up withholding during 2026, not something a forward-looking calculator needs to model) of wages after a standard deduction and per-dependent allowance. The standard deduction depends on the employee's Form G-4 marital-status letter: A (single), B (married filing separately, or married filing jointly with both spouses working), and D (head of household) all get $15,000/year; C (married filing jointly, one spouse working) gets $30,000/year — a real quirk where two "married" elections get different deductions depending on whether both spouses work. Each dependent (Form G-4 Line 4) and each optional Georgia Adjustments Allowance unit (Line 5 worksheet, rare, defaults to 0) is worth the same $5,000/year. No Form G-4 on file means withholding as single with zero allowances, per the guide's own default instruction. Georgia has no state disability insurance, no state-run paid family/medical leave payroll tax, no employee-side unemployment contribution (Georgia SUI is 100% employer-paid), and no local/city/county income tax anywhere in the state. Also see Form G-4, https://dor.georgia.gov/document/form/tsdemployeeswithholdingallowancecertificateg-4pdf/download.

How Georgia taxes your paycheck in 2026

State income tax: Flat 4.99% (2026)
Standard deduction: $15,000 (most filers) or $30,000 (MFJ, one spouse working)
Dependent allowance: $5,000 per dependent
Local/city income tax: None anywhere in Georgia

Georgia paycheck FAQs

Why did Georgia's tax rate change mid-2026?

House Bill 463 cut the flat rate from 5.19% to 4.99%, but the law only took effect May 11, 2026 — employers withheld at 5.19% before that date and 4.99% after. Looking forward, 4.99% is the rate that applies.

Why do two married coworkers with the same salary get different standard deductions?

Form G-4 splits married filers by whether both spouses work. Married filing jointly with only one spouse earning wages gets the larger $30,000 deduction (letter C); married filing separately, or jointly with both spouses working, gets $15,000 (letter B) — the same as a single filer.

Does Georgia have any city or county income tax?

No. Unlike states such as Ohio, Pennsylvania, or Maryland, Georgia has no local income or wage tax anywhere — state withholding is the only income-tax line on a Georgia pay stub.

Tax data verified 2026-07-22 against the official source. See our methodology.