Ohio Paycheck Calculator

Ohio withholds state income tax using a 3-bracket schedule (1.775%, 2.99%, and 3.64%) after a $650/year exemption per allowance claimed on Form IT 4. This calculator covers Ohio's state-level withholding only — hundreds of Ohio cities and school districts (including Columbus, Cleveland, and Cincinnati) levy their own separate local income tax that isn't included here.

Pay type

Annual salary

Pay frequency

State

Federal filing status (W-4 Step 1)

Multiple jobs or spouse works (W-4 Step 2 checkbox)Check if you hold more than one job or file jointly and your spouse also works.

Form IT 4 exemptions

State withholding only — Ohio municipal/school district tax isn't included.

W-4 Steps 3–4: dependents, other income, deductions

Dependents credit (Step 3, annual)

$2,000 per qualifying child under 17.

Other income (Step 4a, annual)

Deductions beyond standard (Step 4b, annual)

Extra withholding (Step 4c, per paycheck)

Benefits & deductions (per paycheck)

Your age

Only used to check 401(k)/HSA catch-up contribution limits — optional.

Traditional 401(k)

HSA contribution

HSA coverage type

Family coverage has a higher IRS contribution limit.

Health FSA

Health insurance premiums

Post-tax deductions

Roth 401(k), garnishments, and other after-tax amounts.

Estimated take-home pay

$2,295per biweekly paycheck

$59,666 per year ·

Take-home 79.6%Federal 10.2%FICA 7.7%State 2.6%

In a no-income-tax state like Texas, the same pay would take home about $1,926 more per year.

This covers Ohio's STATE-level withholding only: a 3-bracket schedule (1.775%/2.99%/3.64%) on annualized wages after a $650/year exemption per Ohio IT 4 exemption claimed. Ohio's Department of Taxation confirmed in a February 2026 bulletin that these October 2025 tables remain in effect for 2026 wages, with no update planned despite the statutory personal income tax rate itself becoming a flat 2.75% for tax year 2026 -- the withholding formula's rates are historically calibrated separately from the filing-time tax rate. Hundreds of Ohio municipalities and school districts (including Columbus, Cleveland, Cincinnati, and RITA/CCA-administered jurisdictions) levy their own local income or school district tax with no single official statewide rate table; local/school district tax is NOT included here and must be added separately based on the employee's work and residence location.

How Ohio taxes your paycheck in 2026

State income tax: 1.775% – 3.64%, 3 brackets (state-level only)
IT 4 exemption: $650/year each
Local/municipal tax: Not included — varies by city/school district

2026 Ohio withholding rate schedule (all filers, annual)

Rendered from the same data file the calculator computes with.

Taxable income	Rate
$0 – $26,050	1.77%
$26,050 – $100,000	2.99%
Over $100,000	3.64%

Ohio paycheck FAQs

Why doesn't this calculator include my city's income tax?

Ohio has hundreds of separate municipal and school district income taxes, each set and collected independently (many through regional agencies like RITA or CCA), with no single official statewide rate table. We compute Ohio's state-level withholding precisely, but city/school district tax — which can add several more percentage points in cities like Columbus or Cleveland — must be added separately.

Is Ohio's withholding rate the same as its actual income tax rate?

No, and that's not a mistake. Ohio's statutory personal income tax became a flat 2.75% for 2026, but the Department of Taxation's official employer withholding tables use a separate, older 3-bracket structure (1.775%/2.99%/3.64%) that the state confirmed remains in effect for 2026 paychecks — withholding tables and the filing-time tax rate aren't always kept in sync.

How much is the Ohio IT 4 exemption worth?

Each exemption claimed on Form IT 4 shelters $650 of annual wages from Ohio state withholding — there's no separate personal/dependent distinction like the federal form; it's a single exemption count.

Tax data verified 2026-07-21 against the official source. See our methodology.