Auto Loan Calculator
Estimate your monthly car payment, total interest paid, and full amortization schedule. Calculations run in your browser; nothing you enter is sent anywhere.
Auto loan calculator FAQs
Does this include tax, title, and registration fees?
No — enter the amount you're actually financing (the loan amount), which may already include taxes and fees if you're rolling them into the loan. This calculator estimates the payment on whatever principal you enter.
Why does a longer loan term cost more overall?
A longer term lowers your monthly payment, but interest accrues on the outstanding balance for more months — so the total interest paid over the life of the loan is higher, even at the same rate.
What APR should I expect on an auto loan?
It varies widely by credit score, loan term, and whether the car is new or used — anywhere from around 5% to well over 15%. Check your actual offer or pre-approval rate and enter it here for an accurate estimate.