Maine Paycheck Calculator

Maine withholds state income tax through three brackets — 5.80%, 6.75%, and 7.15% — on annualized wages, after subtracting $5,300 per Form W-4ME allowance (Maine no longer ties allowances to the federal W-4) and a withholding-specific standard deduction that phases out as income rises. Maine employees also fund Paid Family and Medical Leave, up to 0.5% of wages capped at the Social Security wage base.

Pay type

Annual salary

Pay frequency

State

Federal filing status (W-4 Step 1)

Multiple jobs or spouse works (W-4 Step 2 checkbox)Check if you hold more than one job or file jointly and your spouse also works.

Form W-4ME allowances

W-4 Steps 3–4: dependents, other income, deductions

Dependents credit (Step 3, annual)

$2,000 per qualifying child under 17.

Other income (Step 4a, annual)

Deductions beyond standard (Step 4b, annual)

Extra withholding (Step 4c, per paycheck)

Benefits & deductions (per paycheck)

Your age

Only used to check 401(k)/HSA catch-up contribution limits — optional.

Traditional 401(k)

HSA contribution

HSA coverage type

Family coverage has a higher IRS contribution limit.

Health FSA

Health insurance premiums

Post-tax deductions

Roth 401(k), garnishments, and other after-tax amounts.

Estimated take-home pay

$2,203per biweekly paycheck

$57,266 per year ·

Take-home 76.4%Federal 10.2%FICA 7.7%State 5.8%

In a no-income-tax state like Texas, the same pay would take home about $4,327 more per year.

Maine withholds using a 3-bracket percentage-method schedule (5.80% to 7.15%) on annualized wages, after subtracting $5,300/yr per Form W-4ME withholding allowance and a separate withholding-specific standard deduction ($12,450/yr single, $27,750/yr married) that phases out to $0 for higher earners. Head of household uses the single schedule (Form W-4ME has no separate head-of-household box). The final per-period withholding is rounded to the nearest whole dollar. Maine has no local income tax. Maine Paid Family and Medical Leave (PFML) also withholds up to 0.5% of wages, capped at the Social Security wage base ($184,500 for 2026), from most employees' paychecks.

How Maine taxes your paycheck in 2026

State income tax: 5.80% / 6.75% / 7.15%
W-4ME allowance (2026): $5,300/year each
Paid Family and Medical Leave: Up to 0.5% of wages, capped at $922.50/year

2026 Maine withholding rate schedule (single, annual)

Rendered from the same data file the calculator computes with.

Taxable income	Rate
$0 – $27,400	5.8%
$27,400 – $64,850	6.75%
Over $64,850	7.15%

Maine paycheck FAQs

Does Maine use the federal W-4 for state withholding?

No — Maine has its own Form W-4ME with its own allowance count, separate from the federal W-4's redesigned (allowance-free) system.

Why does Maine's standard deduction shrink at higher incomes?

Maine's withholding-specific standard deduction ($12,450 single or $27,750 married) phases out linearly as annualized wages rise, reaching $0 above a ceiling — it's distinct from, and smaller than, Maine's regular tax-return standard deduction.

What is Maine PFML?

Paid Family and Medical Leave, a new payroll deduction funding paid leave benefits — employees pay up to 0.5% of wages, capped at the Social Security wage base ($184,500 in 2026, or $922.50/year maximum).

Tax data verified 2026-07-21 against the official source. See our methodology.